Bankruptcy

It is not too late to turn things around if you got off to a slow financial start this year. Debt does not care when you start paying it off, so you might as well start today. According to Bankrate, 35 percent of Americans do not pay off their credit balance each...

The holiday season is a time full of fun events and gift-giving. With all the excitement, spending more than you have is easy. You may even rely on credit cards to cover the cost. Without proper planning, you might find that repaying the credit card debt after the...

Debt is a heavy burden to carry. When you cannot make your payments, you may feel like you are drowning. A Chapter 7 bankruptcy lets you discharge your debts, essentially wiping your slate clean. Most people filing a Chapter 7 will be free of debt in four to six...

If you are like many Americans, you may see bankruptcy as an absolute last-resort option. However, if you are struggling with overwhelming debt, you know that you need to do something to get your finances back on track. You may also be noticing advertisements for debt...

Declaring bankruptcy is a difficult decision. Under certain circumstances, though, it is the wisest option. If you are declaring bankruptcy, you might have questions about what happens to your home. The type of bankruptcy you choose affects the odds of living further...

One of the immediate benefits of filing for bankruptcy is receiving protection from the bill collectors and creditors who may be hounding you. The automatic stay is responsible for this kind of protection. You will find it works for you in several instances. Ending...

When your bills pile up faster than you can pay them back, it starts to feel overwhelming. Perhaps you are out of work or making less money than you did before. You need a solution that will help you get back on track with your finances. You have heard of bankruptcy,...

If you are considering or going through bankruptcy, it is important to separate the truth from fiction. There are many rumors associated with bankruptcy, particularly Chapter 7 bankruptcy. Chapter 7 bankruptcy is the most common variety of personal bankruptcy filed in...

Health care costs in America continue to trend upward and insurance costs follow suit. The Affordable Care Act made health care more accessible to more people, but costs are still high. In fact, even with government assistance, many people cannot afford adequate...

A consumer struggling to keep up with their bills may at times fall further into debt despite their best intentions and efforts. Depending on the circumstances, a consumer bankruptcy may offer the help a person needs to get out from under debt and set forth on a fresh...