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May 2019 Archives

The downside of social media

Almost everyone these days is on some type of social media, Facebook and similar sites. Social media can be great for keeping everyone up to date, sharing news about your family, trips, etc. But, it also has some pretty serious downsides. 

Co-parenting teenagers after divorce

Many spouses who file for divorce in Minnesota will have to co-parent with their ex. While this can be difficult no matter the age of the kids, co-parenting teenagers comes with unique challenges. It's important to consider some of the most common mistakes parents make when co-parenting teens.

Do not neglect to name a beneficiary on an IRA

In Brainerd, Minnesota, people who invest in IRAs often neglect to name primary beneficiaries when they open their accounts. People think they will name their beneficiaries at a later date but then forget to update the information. It is always a good idea to name beneficiaries on a retirement account to prevent holdings from going into an estate. Failing to update an IRA is another mistake. For instance, a person may have named a beneficiary several years ago but neglect to update the information after the beneficiary passes away.

What we should expect

Most of the time, the criminal justice system works. People commit crimes, the police investigate, they make a report to the prosecutor, in Minnesota a city attorney or county attorney, the prosecutor files charges if they are guilty of a crime. Part of the job of the prosecutor is to weed out reports that do not add up to a crime, even if the police want a crime charged. The prosecutors independence from law enforcement is one of the checks that protects all of us from being charged with crimes based on a mistake by a police officer, or worse, a police officer wanting to get someone. The vast majority of police officers are hard working, honest, and would not think of accusing someone of a crime unless they think they did the crime.

Divorce could impact spouses' credit reports

Many Minnesota couples know that the financial effects of a divorce can have long-term impacts that linger on even after the emotional and practical issues are resolved. However, the first matter that come to mind may be how to divide the marital home or retirement funds, rather than a potential impact on each spouse's credit. While marital status is not taken into account when calculating a person's credit score, the end of a relationship can still have a lasting impact. People can take precautions in order to protect their credit score and emerge from a divorce financially healthy.

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