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February 2018 Archives

Cram down question raised by Ohio court decision

If a debtor in Minnesota files for Chapter 13 bankruptcy, it may allow for a cram down of a vacation or investment property. What this means is that the market value of the home becomes a secured debt. The difference between the market value and what is left on a mortgage becomes an unsecured debt. In most cases, this is not true for the first lien on a primary residence.

Be careful what you say and where you say it

Although the phrase originated back in 1940s Britain, the sage advice, “be careful what you say and where you say it,” is still relevant today. A flippant comment can have tough consequences. A Fifty Lakes resident is likely regretting his choice of words in a local liquor establishment.

Four steps to estate planning

Anyone in Georgia who's had a loved one pass away can attest to the fact that experiencing a loss is a tough situation to endure. Not only can the grief be difficult, but there is also the matter of dealing with the deceased's possessions, which can get messy without a will to clarify their last wishes. Consequently, it is imperative to tackle estate planning in a methodical and diligent way.

Fans should make a game plan to avoid Super Bowl DUI charges

Finally, Minnesota is ready to host Super Bowl LII at the U.S. Bank Stadium this weekend. Celebrities, events and the general glamour of the year’s biggest sports event will grace the Twin Cities. Even residents who plan to stay home up north to watch the game feel a little extra excitement.

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